Access working capital to support merchant settlements, prefunding requirements, and daily payment operations
Understand how Qiro’s credit facilities work, from eligibility and underwriting to facility terms and access to capital. Here are answers to the questions borrowers ask most.
Who can get financing from Qiro?
Qiro works with payment companies, FX providers, on/off-ramps and OTC desks with prefunding or settlement needs. Eligibility depends on underwriting.
How does the credit facility work?
Once approved, you can draw funds up to your credit limit for prefunding and settlement. As you repay according to your facility terms, credit becomes available to draw again.
How much can I borrow, and what does it cost?
Your credit limit and pricing depend on your financial position, transaction volumes and financing requirements. These are agreed before you use the facility.
What is the application process, and how long does it take?
Start with a short application or a call with our team. We complete company verification, underwriting and facility documentation. The process typically takes around four weeks, depending on complexity and document availability.
