Instant Liquidity for Pre-funding
Instant Liquidity for
Pre-funding
Instant Liquidity
for Pre-funding
Qiro provides stablecoin revolving line of credit to payments & FX companies for pre-funding.
Qiro provides stablecoin revolving line of credit to payments & FX companies for pre-funding.
Two Sides of Qiro
Two Sides of Qiro
Built for Payment businesses
Built for Payment businesses
Payment Providers
Access short-term liquidity to bridge settlement gaps, fund merchant payouts, and maintain uninterrupted payment flows.
Payment Providers
Access short-term liquidity to bridge settlement gaps, fund merchant payouts, and maintain uninterrupted payment flows.
On/Off-Ramps
Access revolving credit to manage fiat-stablecoin conversion flows, bridge liquidity gaps, and enable faster settlements.
On/Off-Ramps
Access revolving credit to manage fiat-stablecoin conversion flows, bridge liquidity gaps, and enable faster settlements.
FX and OTC Desks
Access on-demand liquidity to execute large transactions, manage settlement cycles, and optimize capital efficiency.
FX and OTC Desks
Access on-demand liquidity to execute large transactions, manage settlement cycles, and optimize capital efficiency.
Card Issuers
Access flexible credit to fund card transactions, support merchant settlements, and manage short-term liquidity needs.
Card Issuers
Access flexible credit to fund card transactions, support merchant settlements, and manage short-term liquidity needs.
The Qiro Advantage
The Qiro Advantage
The Qiro Advantage
Underwriting at the Core
Every opportunity is independently underwritten, structured and continuously monitored throughout its lifecycle.
End-to-End Transparency
Gain visibility into capital deployment, portfolio performance and underlying credit risk.
Access to Private Credit Alpha
Access differentiated, short-duration credit opportunities traditionally unavailable to onchain investors.
Underwriting At The Core
Every opportunity is independently underwritten, structured and continuously monitored throughout its lifecycle.
Every opportunity is independently underwritten, structured and continuously monitored throughout its lifecycle.
End-to-End Transparency
Gain visibility into capital deployment, portfolio performance and underlying credit risk.
Access To Private Credit Alpha
Access differentiated, short-duration credit opportunities traditionally unavailable to onchain investors
Underwriting At The Core
Every opportunity is independently underwritten, structured and continuously monitored throughout its lifecycle.
End-to-End Transparency
Gain visibility into capital deployment, portfolio performance and underlying credit risk.
Access To Private Credit Alpha
Access differentiated, short-duration credit opportunities traditionally unavailable to onchain investors
Underwriting
At The Core
Every opportunity is independently underwritten, structured and continuously monitored throughout its lifecycle.
End-to-End Transparency
Gain visibility into capital deployment, portfolio performance and underlying credit risk.
Access To Private Credit Alpha
Access differentiated, short-duration credit opportunities traditionally unavailable to onchain investors.
Revolving Line Of Credit
Risk Underwriting & Monitoring
Legal & Compliance Layer
Legal & Compliance Layer
Qiro Vaults
Techonlogy:
Integrated till the end
Techonlogy:
Integrated till the end
Techonlogy:
Integrated till the end
Qiro Credit Vaults
Institutional-grade vaults that aggregate investor capital and provide access to diversified private credit strategies.
Institutional Partners
Institutional Partners
Institutional Partners
Security Audits
Security Monitoring Partner
MPC Wallet Infrastructure
Third Party Attestation Partner
Security Audits
MPC Wallet Infrastructure
Third Party Attestation Partner
Security Monitoring Partner
Security Audits
MPC Wallet Infrastructure
Security Audits
Security Monitoring Partner
MPC Wallet Infrastructure
Third Party Attestation
Answers that move things forward
Answers that move things forward
Understand how Qiro’s credit facilities work, from eligibility and underwriting to facility terms and access to capital. Here are answers to the questions borrowers ask most.
Understand how Qiro’s credit facilities work, from eligibility and underwriting to facility terms and access to capital. Here are answers to the questions borrowers ask most.
Who can get financing from Qiro?
Qiro works with payment companies, FX providers, on/off-ramps and OTC desks with prefunding or settlement needs. Eligibility depends on underwriting.
Who can get financing from Qiro?
Qiro works with payment companies, FX providers, on/off-ramps and OTC desks with prefunding or settlement needs. Eligibility depends on underwriting.
Who can get financing from Qiro?
Qiro works with payment companies, FX providers, on/off-ramps and OTC desks with prefunding or settlement needs. Eligibility depends on underwriting.
How does the credit facility work?
Once approved, you can draw funds up to your credit limit for prefunding and settlement. As you repay according to your facility terms, credit becomes available to draw again.
How does the credit facility work?
Once approved, you can draw funds up to your credit limit for prefunding and settlement. As you repay according to your facility terms, credit becomes available to draw again.
How does the credit facility work?
Once approved, you can draw funds up to your credit limit for prefunding and settlement. As you repay according to your facility terms, credit becomes available to draw again.
How much can I borrow, and what does it cost?
Your credit limit and pricing depend on your financial position, transaction volumes and financing requirements. These are agreed before you use the facility.
How much can I borrow, and what does it cost?
Your credit limit and pricing depend on your financial position, transaction volumes and financing requirements. These are agreed before you use the facility.
How much can I borrow, and what does it cost?
Your credit limit and pricing depend on your financial position, transaction volumes and financing requirements. These are agreed before you use the facility.
What is the application process, and how long does it take?
Start with a short application or a call with our team. We complete company verification, underwriting and facility documentation. The process typically takes around four weeks, depending on complexity and document availability.
What is the application process, and how long does it take?
Start with a short application or a call with our team. We complete company verification, underwriting and facility documentation. The process typically takes around four weeks, depending on complexity and document availability.
What is the application process, and how long does it take?
Start with a short application or a call with our team. We complete company verification, underwriting and facility documentation. The process typically takes around four weeks, depending on complexity and document availability.
How does Qiro underwrite my business?
We assess your financials, payment volumes, transaction flows, existing obligations and repayment capacity to determine your facility terms.
How does Qiro underwrite my business?
We assess your financials, payment volumes, transaction flows, existing obligations and repayment capacity to determine your facility terms.
How does Qiro underwrite my business?
We assess your financials, payment volumes, transaction flows, existing obligations and repayment capacity to determine your facility terms.
How can I invest through Qiro?
Eligible investors can explore Qiro’s available vaults, review their strategy, risks and withdrawal terms, and complete the required verification before depositing.
How can I invest through Qiro?
Eligible investors can explore Qiro’s available vaults, review their strategy, risks and withdrawal terms, and complete the required verification before depositing.
How can I invest through Qiro?
Eligible investors can explore Qiro’s available vaults, review their strategy, risks and withdrawal terms, and complete the required verification before depositing.
Access instant liquidity
for pre-funding
Access instant liquidity for pre-funding
Access instant liquidity
for pre-funding
Qiro connects global payment companies with stablecoin capital through short-term revolving credit
© 2026 Qiro Finance. All rights reserved.
Information
Qiro
Qiro connects global payment companies with stablecoin capital through short-term revolving credit
© 2026 Qiro Finance. All rights reserved.
Products
Information
Qiro
Qiro connects global payment companies with stablecoin capital through short-term revolving credit
© 2026 Qiro Finance. All rights reserved.
Products
Information
Qiro
Products
Information
© 2026 Qiro Finance. All rights reserved.