Qiro Q2 2025 Update

The second quarter of 2025 was a pivotal period for Qiro Finance. As global momentum around tokenized private credit continues to grow, we’ve focused our efforts on what matters most for institutional readiness: building secure infrastructure, and scaling our underwriting capabilities.

With our Mainnet launch just around the corner, this update provides a comprehensive look at the progress we’ve made across product, partnerships, marketing and community. Qiro is positioning itself to become the default credit infrastructure layer for tokenized private credit markets.

Product

This quarter was focused on completing the foundational infrastructure for our upcoming Mainnet launch. Qiro is building a secure, compliant, and composable credit marketplace where capital allocators, underwriters, and credit originators can interact seamlessly and at scale.

Key developments include:

Qiro Marketplace

• We have completed development of the Qiro marketplace app with revamped UI/UX.

• With new product we will be supporting Fixed Term Loans and Securitisation transactions on-chain.

• We have completed development of securitisation module on the protocol enabling us to support structured debt transactions. This will enable us to support multi tranche system featuring senior/junior tranche and waterfall-based payout functionality.

• Smart contract security audits ongoing for our solidity smart contract covering the latest additions in the lending protocol.

• Our public testnet has seen strong early traction from both DeFi users and credit-focused builders. These numbers are more than vanity metrics; they are testament to the product and its potential.
  
  

We received ample product feedback from the testnet users, based on which we have revamped UI/UX which will be live on the mainnet launch.

Qiro Underwriting Infrastructure

• We have also complete development of the MVP for underwriting platform which enables borrower data origination, loan application flows, node and policy management for the underwriters.

• Launch of the Underwriting Explorer: a public dashboard offering verifiable, on-chain credit assessments. We have also enabled in-browser verification for anyone to be able to verify the inferences.

Deployment of upgraded credit underwriting models for non-lending and lending institutions. We will be publishing detailed risk methodologies soon.

• Explore the Underwriting network testnet activity at explorer.qiro.fi

Marketing

Going towards launch we have managed to establish a narrative from Qiro’s side by pushing relevant research-oriented market commentary, coupled with strategic product and team highlights. This allows anyone to have both a macro and micro idea of the sector we operate in, enabling us to cater to a larger audience.

• Qiro Community has been growing with strong metrics across different channels

  
  

  

Key media and ecosystem highlights this quarter:

• Featured interview on the CopperX Podcast

• Forma City x Qiro announcement made it to a lot of timelines on Crypto Twitter.

• Publication of technical deep dive on the verifiable underwriting architecture at Qiro Finance.

QIRO X EZKL - Verifiable Underwriting for DeFi

Nishikant·Jun 24

The DeFi lending is expanding at breakneck speed, but underwriting remains its Achilles’ heel. In traditional finance, credit risk is assessed using a combination of cash flow analysis, collateral valuation, and borrower history.

Read full story

• Qiro was selected into the Final 8 teams of the Aptos X Hashed Emergent Accelerator Program

• We have also completed a major refresh of our brand identity, website & UI/UX, which is due for launch soon to ensure the platform meets the expectations of both retail and institutional participants.
  
  

  What’s Next?

  As we move into Q3 2025, we’re entering the final stages before mainnet, we intend to create the most refined product from planning to execution and make an impact on not just the tokenized private credit sector but private credit as a whole.

  • Deploying the Qiro Protocol on Mainnet.

  • Launching the initial lending use-cases focusing on fintech originators on the Qiro marketplace.

  • Launch of the underwriting infrastructure focused on risk assessment of lending pools on Qiro Marketplace.

  • Scaling our pipeline of asset originators and institutional lenders further ahead of the launch.

  
  A Note of Thanks
  
  

  

  
  Qiro Finance has seen continuous growth across all platforms from product development to marketing, we take a moment here to thank our partners, investors, and fast-growing community. thank you for your continued belief in Qiro’s vision. We’re building the future of credit infrastructure, and your support makes it possible.

  
  

  Together, we’re bringing private credit on-chain.

  — Team Qiro